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HDFC ERGO Health Suraksha Silver Policy

There has been significant progress in medical technology in the last few decades, with the help of which many diseases have been made possible, which was not there before. The continuously new technology and the cost of treatment has also increased considerably than before. This expenses is becoming a concern for the middle class families. Due to the high cost of medical treatments such as operation, medical procedures, medicines and other expenses, for these expenses every person must take a health insurance plan for themselves or for their family. So there is very useful article for you on HDFC ERGO Health Suraksha Silver Policy which will help you to decide for your better future.


This policy is designed to ensure the medical treatment without worrying about the expense. This policy gives you the option of choosing any room in the hospital. Along with this, there is also an option to get coverage for maternity and critical illness. You can buy this policy 621 Rupees per month only. The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

HDFC ERGO Health Suraksha Silver Plan Benefits:


#1: Post hospitalization expenses such as room rent, operation theater charge, ICU charge etc. are covered in this policy.
#2: Up to 144 days of day care procedures are covered.
#3: Organ donor treatment costs are covered.
#4: Domiciliary hospitalization taken at home is covered.
#5: Pre-hospitalization expenses up to 60 days before hospitalization are covered.
#6: Post-hospitalization expenses up to 90 days after discharge from hospital are covered.
#7: Apart from this, the expenses incurred for AYUSH treatment are payable.

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