How To Overcome From Depression ?

India's Top 5 Health Insurance Plans

There has been significant progress in medical technology in the last few decades, with the help of which many diseases have been made possible, which was not there before. The continuously new technology and the cost of treatment has also increased considerably than before. This expenses is becoming a concern for the middle class peoples. Due to the high cost of medical treatments such as operation, medical procedures, medicines and other expenses, for these expenses every person must take a health insurance plan for themselves or for their family.


Opinion Of Experts:


Lets know about some health insurance plans and their benefits as well as premiums. Everyone should have a good health policy in today's era.

Choosing the right health policy is a difficult task so in this way, let us know what are the 5 good health insurance policies and what facilities are available in those health policies.

#1 HDFC Ergo Health Suraksha Silver Plan:



This policy is designed to ensure the medical treatment without worrying about the expense. This policy gives you the option of choosing any room in the hospital. Along with this, there is also an option to get coverage for maternity and critical illness. You can buy this policy 621 Rupees per month only. The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

HDFC ERGO Health Suraksha Silver Plan Benefits:


#1: Post hospitalization expenses such as room rent, operation theater charge, ICU charge etc. are covered in this policy.
#2: Up to 144 days of day care procedures are covered.
#3: Organ donor treatment costs are covered.
#4: Domiciliary hospitalization taken at home is covered.
#5: Pre-hospitalization expenses up to 60 days before hospitalization are covered.
#6: Post-hospitalization expenses up to 90 days after discharge from hospital are covered.
#7: Apart from this, the expenses incurred for AYUSH treatment are payable.

#2 Religare Care's Health Insurance Plan:



This is a comprehensive health insurance plan that protects you and your family from the financial risks of sudden medical expenses. This plan provides basic health coverage. This plan can be purchased for an individual or for a whole family. This policy can be purchased by Rs 845 per month. This health insurance plans has been calculated on 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Main Benefits of Religare Care's Health Insurance Plan:


#1: During hospital treatment, room rent, nursing expenses, doctor's fees, medicines etc. are covered in this insurance plan.
#1: Pre-hospitalization expenses up to 30 days before hospitalization are covered in this.
#1: Post-hospitalization expenses up to 60 days after discharge from hospital are covered in this insurance plan.
#1: To cover those procedures in 170 days that require hospitalization for less than 24 hours.
#1: Home-based domiciliary hospitalization covers up to 10% of the sum assured.

#3 Max Bupa's Health Insurance Plan Companion:



This plan provides complete health cover for you and your family. Also, in this plan you can avail the facilities like cashless medical facility and fast claim settlement. You can buy this health insurance plan by paying Rs 917 per month. The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Benefits of Max Bupa Health Insurance Companion Plan:


#1: This policy covers hospital expenses. Also, there is no maximum room rent.
#2: Post-hospitalization up to 30 days before hospitalization and up to 60 days after discharge
#3: Hospitalization expenses are covered in this insurance plan.
#4: All day care procedures / surgeries are also covered in this.
#5: Organ donor treatment is covered before organ donation.


Star Health Family Health Optima Health Insurance Plan:



This insurance plan provides family health cover at affordable premium. In this plan you will get full cover by taking this plan, and you do not have to worry about you and your family's medical bills. You can buy this plan by spending Rs 973 per month. The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plan have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Benefits of Star Health Family Health Optima Health Insurance Plan:


#1: Hospitalization expenses like room rent, boarding and nursing expenses etc. are covered in this policy.
#2: All day care procedures are covered in this insurance plan.
#3: Pre-hospitalization expenses up to 60 days before hospitalization are covered in this.
#4: Post hospitalization expenses up to 90 days after discharge from hospital are covered.
#5: Domiciliary hospitalization taken at home is covered.
#6: Organ donor expenses are covered to the extent mentioned in the policy.


Activ Health Essential Health Insurance Plan:



This health policy of Aditya Birla Group provides cover to meet your health care needs.This policy also provides comprehensive coverage and also rewards you for maintaining good health. In this, you will also get cover for chronic diseases like diabetes, cholesterol, high blood pressure and asthma. You can avail this policy at Rs 833 per month. The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Highlights of Activ Health Essential Insurance Plan:


#1: Post-hospitalization expenses such as room rent, operation theater charge, doctor's fees, etc. are covered in this policy.
#2: Expenses up to 30 days before hospitalization are covered.
#3: Up to 60 days of discharge from hospital are covered in this insurance.
#4: Such as care procedures cover up to 527 days, requiring hospitalization for less than 24 hours.
#5: Domiciliary Hospitalization taken at home is covered as per the conditions indicated in the policy.

Comments